Who may need Visitors to Canada insurance?
Parents on regular visitor visas, visiting relatives, tourists and other eligible travellers may need private medical coverage. Canadian public health coverage is not automatically available to non-resident visitors.
What to compare
- Age and eligibility rules from each insurer.
- Covered sudden medical emergencies, hospitalization and eligible transport.
- Waiting periods if applying after arrival in Canada.
- Pre-existing medical stability, exclusions and questionnaires.
- Coverage limits, deductible and claim assistance.
- Trip dates, extensions, cancellation and refund provisions.
Buying after arriving in Canada
Waiting periods may apply to some illnesses and some insurers restrict coverage for people already in Canada. Confirm the contract’s waiting-period rules before relying on coverage. Accident and illness rules may differ.
Official information and fact checkingIRCC insurance document checklist ↗IRCC applicant eligibility ↗